What services are covered by my insurance plan?

Generally speaking, most major insurance carriers and plans include some coverage for addiction treatment. However, not all health insurance policies are the same. Your insurance policy might cover the entire cost of treatment, or just a percent of the total cost. The amount of treatment coverage you’ll receive depends largely on the the type of insurance you have. Each person’s insurance plan is different. You may have a co-pay, a deductible, or be required to meet certain criteria before starting treatment. These are things you will want to know ahead of time. 

The best way to know what your plan covers is to work with your insurance provider to understand your specific coverage. You’ll want to not only understand what your provider covers in general, but what your individual insurance plan covers, as coverage may vary depending which plan you have. 

Below are insurance providers in-network with Cedar Recovery.

Medicaid:

• Amerigroup
• Blue Care
• United

Commerical:

• Aetna (including Aetna network carriers)
• Ambetter
• Anthem BCBS
• BCBS
• Cigna – (not accepting new patients at this time)
• Humana
• Multiplan/PHCS
• Tricare

Medicare/Medicare Advantage:

• Aetna
• Amerigroup
• BCBS
• Cigna Healthsprings
• Humana Gold Choice
• Medicare Part B
• United
• Wellcare

Private vs. Public Addiction Treatment 

What’s the difference in a public-funded treatment center and a private treatment center? The differences are vast, and you’ll want to know the distinction between the two before choosing where to receive treatment. Addiction treatment centers that are publicly-funded provide services to individuals who do not have access to other forms of care. Private treatment centers are funded through patients who pay for treatment on their own or through insurance. Private treatment centers often have a lower patient-to-provider ratio, offer individualized treatment plans, and offer evidence-based treatment modalities like medication-assisted treatment.

The bottom line is that treatment of any form is beneficial. Both public and private treatment centers play a significant role in helping individuals get on the path to recovery.